Protect your property and belongings with our combined buildings and contents insurance policy (also known as home and contents insurance); comprehensive, credit-worthy cover for your peace of mind. Our home insurance covers both your house and everything in it, when both are selected as part of your policy.
Buildings and contents cover is a combined package policy that can cover the cost of rebuilding or repairing the structure of your property, including fixtures and fittings, if they are damaged or destroyed, as well as covering the monetary value of your belongings. Home insurance covers your home and contents against a range of risks such as loss or damage by theft or attempted theft, fire, flood, water leakage or subsidence, whereas this cover protects your home and contents if the damage or loss is caused maliciously or accidentally.
Note: buildings insurance is usually mandatory if you are buying you home through a mortgage lender.
Our Buildings Insurance covers the structure of your home, including the roof, walls, and outbuildings, as well as permanent fixtures inside, such as kitchen cabinets, toilets and fitted wardrobes.
Our Contents Insurance covers your household belongings if they are damaged, lost or stolen. This protects things like furniture, TVs, technology and clothing.
Call our helpline (24/7 all year round) and don’t worry about finding a tradesman at short notice or overpaying for emergency assistance. We’ll send an approved tradesman to make your home safe, secure, habitable, and help prevent further damage.
Accidental Damage Cover is designed to protect your buildings and/or contents against damage that is caused by unintended mishaps, which could include spillages and breakages at home.
Disputes can occur at any time and range from employment issues, personal injury claims and problems with tradesmen working at your home. Our legal cover is here to help.
Standard contents insurance only covers items inside the home – not outside. If you need to cover items such as cameras, mobile phones, bicycles, watches and jewellery when away from your home then you can add Personal Possessions cover to your home insurance policy
